The Student Loan -

Most undergraduate loans don't require a credit history or cosigner.

Unsubsidized loans grow from the day they are disbursed. The Student Loan

Access to Income-Driven Repayment (IDR) plans and Public Service Loan Forgiveness (PSLF). Most undergraduate loans don't require a credit history

There are strict annual and aggregate caps on how much you can take out. The Student Loan

Subsidized (need-based) and Unsubsidized (available to most students). ✅ The Upside

The government pays the interest on "Subsidized" loans while you are in school. ⚠️ The Downside