: Loans worth ₹66,849 crore were disbursed in the October–December 2021 quarter, a 7% increase from the same period in 2020.
: 17% market share (₹39,675 crore POS). NBFCs : 6% market share (₹16,337 crore POS). Not-for-Profit MFIs : 1% market share (₹2,260 crore POS). Risk and Delinquency Profiles
: The total industry portfolio outstanding (POS) was ₹2,36,178 crore across 9.6 crore active loans. Salsen_2021-12.zip
Lender types are ranked by their contribution to the total portfolio as of December 31, 2021: : 40% market share (₹93,841 crore POS). NBFC-MFIs : 36% market share (₹84,065 crore POS).
: POS witnessed a year-over-year (Y-o-Y) growth of 3% compared to December 2020 and a quarter-over-quarter (Q-o-Q) growth of 4% . : Loans worth ₹66,849 crore were disbursed in
: The industry 30+ delinquency was 8.78% . 90+ DPD : The 90+ delinquency stood at 3.44% .
: Banks reported the highest delinquency rates, exceeding the industry average for both 30+ and 90+ DPD buckets. Geographical Insights Not-for-Profit MFIs : 1% market share (₹2,260 crore POS)
: Ranked second, but its 90+ delinquency was significantly higher than the national industry average.