: Check your credit score (typically 620+ for most lenders) and save for a down payment (3% to 20%).
: Choose a professional to advocate for you, search listings, and handle negotiations. Phase 2: House Hunting & Offer The Homebuying Process for First-Time Homebuyers real estate buying process flow chart
: This formal letter from a lender confirms your borrowing power and makes you a serious buyer in the eyes of sellers. : Check your credit score (typically 620+ for