The paper argues that borrowers often view payday loans through the lens of "money culture" (daily spending and payment practices) rather than abstract "financial" terms.
An interesting academic paper that examines the cultural and social impact of the payday loan market in the UK is (2020). paydaylendershop.co.uk
While it does not focus exclusively on a single site like paydaylendershop.co.uk, it provides a deep dive into how borrowers navigate the online lending landscape. Key insights from the research include: The paper argues that borrowers often view payday
It explores how indebted life is experienced through the mechanics of online banking and spending habits. paydaylendershop.co.uk