Funds - Money Market

Money market funds (MMFs) are a low-risk, high-liquidity investment staple, often used as a "cash-plus" strategy to park money while earning more interest than a standard savings account.

The price doesn't go up like a stock; you only earn the interest. Common Types of Funds What are money market funds? | BlackRock money market funds

Often pay significantly more than traditional bank savings. Money market funds (MMFs) are a low-risk, high-liquidity

They buy "boring but safe" assets like U.S. Treasury bills , certificates of deposit (CDs), and commercial paper (short-term corporate loans). high-liquidity investment staple