Before looking at houses, you must determine your actual budget, which includes both upfront and recurring costs.
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: Lenders typically look for a credit score of at least 620 for conventional loans, though scores of 740+ qualify for the best interest rates. Before looking at houses, you must determine your
: Budget an additional 2%–5% of the home's price for fees such as appraisals, title searches, and taxes. 2. Building Your Team Before looking at houses