How To Buy Medicare Part A Guide

To be allowed to purchase Medicare Part A, you must meet one of the following criteria:

While 99% of beneficiaries receive Part A for free because they or their spouse paid Medicare taxes for at least 10 years (40 quarters), those who do not meet this work history can purchase it if they meet the strict eligibility rules outlined below. 📋 Step 1: Confirm Your Eligibility to Buy Part A how to buy medicare part a

AND a U.S. citizen or a legal permanent resident (green card holder) who has lived in the U.S. continuously for at least 5 years. To be allowed to purchase Medicare Part A,

.

⚡ If you have to buy Part A, you must also sign up for Medicare Part B and pay the monthly Part B premium. You cannot buy Part A by itself. 💰 Step 2: Know the Costs (2026 Rates) continuously for at least 5 years

, and your premium-free Part A ended because you returned to work.

If you miss your IEP, you can sign up between January 1 and March 31 each year. Your coverage will begin the first day of the month after you sign up.