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How Do I Buy Gap Insurance Apr 2026

: You add it as an "endorsement" to your existing policy. It is often the cheapest route because you avoid interest and dealer markups.

: Call your agent or check your online account. This is usually the quickest and cheapest way to add coverage. how do i buy gap insurance

Buying gap insurance can save you thousands if your vehicle is totaled, as it covers the "gap" between what you owe on your loan and the car's actual cash value. To get the best deal, compare these options before you drive off the lot. Auto Insurance Provider (Best Value) Cost : Typically $20–$100 per year . : You add it as an "endorsement" to your existing policy