: Expect to need a score of 640 to 700+ .
You don't always need a standard mortgage; you can leverage your current home's value: Buying a Second Home: How-to and Requirements how can i buy a second property
: You may need to show 2 to 6 months of liquid cash to cover all mortgage payments for both homes. 2. Financing Options : Expect to need a score of 640 to 700+