How: Can I Buy A House

How to buy a house: Your step-by-step guide to buying in 2026

: Determine a realistic monthly payment based on current income rather than just what a lender approves. Lenders typically require your total housing expenses to be no more than 25%–28% of your gross monthly income. how can i buy a house

: Check your credit score; a higher score often secures a better interest rate. Minimum scores for approval usually range from 580 to 640+ depending on the loan type. How to buy a house: Your step-by-step guide