Toggle Menu

Ga Dream Home Buyer Program Access

Up to $12,500 (or 6% of the purchase price) for public service employees, including healthcare workers, teachers, law enforcement, and active military.

Up to $12,500 (or 6% of the purchase price) for households with a family member living with a disability. 2. Core Eligibility Requirements ga dream home buyer program

You must complete a DCA-approved homebuyer education course . 3. Income and Purchase Price Limits Up to $12,500 (or 6% of the purchase

A minimum middle credit score of 640 is required. The , managed by the Georgia Department of

The , managed by the Georgia Department of Community Affairs (DCA) , provides low-interest, 30-year fixed-rate mortgages and down payment assistance (DPA) to help low-to-moderate-income Georgians buy their first home. 1. Down Payment Assistance (DPA) Options

$130,290 (1-2 persons) or $149,833 (3+ persons).

Assistance is provided as a . You do not make monthly payments on this loan; instead, it is repaid when you sell the home, refinance the primary mortgage, or move out.