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The AnnualCreditReport.com website is the government-authorized hub for obtaining free credit reports from , Experian , and TransUnion .

These reports contain your full credit history but do not typically include a numerical credit score for free. To get a score, you may need to use separate services or check with your bank. 2. How to Get Your Report You have three official ways to request your reports:

Monitoring your credit is essential for financial health. While many sites promise "free" scores to sell you other products, there is only one authorized by federal law to provide free credit reports from the three major bureaus. 1. The Official Source

You can now request a free credit report from each of the three bureaus once a week for free.

Learn about your credit report and how to get a copy | USAGov