Financing House Apr 2026

Higher scores (typically 760+) secure the best interest rates. Most conventional loans require a minimum of 620 , while FHA loans may go as low as 500–580 .

The "best" loan depends on your credit, service history, and where the home is located. financing house

A common rule is that your monthly mortgage payment should not exceed 28% of your gross monthly income. Higher scores (typically 760+) secure the best interest