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: Request the caller’s full name, company name, street address, and a callback number.

If a debt collector calls you, knowing your rights is the best way to handle the situation and protect yourself from potential scams. Legitimate debt collectors must follow the Fair Debt Collection Practices Act (FDCPA) . 🛡️ Quick Steps to Verify a Collector debtcollectorphonenumber

: Legally, they must provide the amount owed and the name of the original creditor within five days of first contact. : Request the caller’s full name, company name,

: Use AnnualCreditReport.com to see if the debt appears on your official records. 🚫 What Debt Collectors Cannot Do 🛡️ Quick Steps to Verify a Collector :

: Never confirm your Social Security number or bank details until you have verified the debt in writing.

Under federal law, debt collectors are strictly prohibited from certain behaviors: Know your rights when a debt collector calls