Score Chart: Credit

For most people, a "credit score" refers to the , which is the most widely used metric for determining creditworthiness. These scores range from 300 to 850 , with a higher number indicating lower risk to a lender. Credit Score Ranges

Higher risk; often results in worse-than-average interest rates. credit score chart

Lenders group these numbers into tiers to quickly judge your financial health: Score Range Potential Lending Impact Access to the best interest rates and terms. Very Good Above-average credit; qualifies for competitive rates. Good Lenders consider this "average" and likely to pay on time. Fair For most people, a "credit score" refers to

High risk; difficulty getting approved for loans or credit cards. What Makes Up the Score? For most people