Credidt*report -

: Your name, current and former addresses, date of birth, Social Security number, and employment history.

: A list of everyone who has accessed your report in the last two years. This includes "hard" inquiries (when you apply for credit) and "soft" inquiries (like pre-approved offers). credidt*report

: Legal filings such as bankruptcies. Note that while tax liens were previously common, many bureaus have reduced their reporting of these. : Your name, current and former addresses, date

While formats vary between the three major bureaus (Experian, Equifax, and TransUnion), most reports include these five categories: : Legal filings such as bankruptcies

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: Details on your credit cards, auto loans, and mortgages, including the date opened, credit limit, current balance, and payment history.

: Information from collection agencies regarding unpaid or past-due debts. Maintaining a Healthy Report