Mainstream brands with high safety scores and lower repair costs tend to have the lowest premiums:
: Known for its standard safety technology and high crash ratings. car with cheapest insurance
: Their small size and modest power profiles contribute to lower claim payouts. Mainstream brands with high safety scores and lower
: Benefits from a more mature driver demographic and lower-than-average claim costs. Finding the car with the cheapest insurance depends
Finding the car with the cheapest insurance depends heavily on the vehicle's , repair costs , and theft risk . For 2026, Subaru is widely cited as the most affordable brand to insure overall, with the Subaru Forester and Honda CR-V frequently appearing as the least expensive individual models. Top 10 Cheapest Models (2026 Projections)
: While popular, these brands offer many models that are easy and inexpensive to repair . Factors That Lower Your Rate Cheapest Used Cars to Insure - Consumer Reports
National averages for full-coverage premiums often vary by source, but these models consistently rank as the most affordable: Avg. Annual Premium Compact SUV Honda CR-V Compact SUV Mazda CX-5 Compact SUV Hyundai Kona Subcompact SUV Subaru Outback Crossover/Wagon Honda Fit ~$1,356 ($113/mo) Fiat 500 ~$1,440 ($120/mo) Subcompact Ford Escape Compact SUV Honda Odyssey Jeep Wrangler Midsize SUV Cheapest Brands to Insure
