: Visit a lender to get a pre-approval letter, which shows sellers you are a serious buyer and confirms your budget.
To move forward, you will need to gather these specific "papers" for your lender: can you buy a house
: Your agent will help you submit a formal offer with contingencies like a home inspection or financing. : Visit a lender to get a pre-approval
: Provide your lender with final documents (pay stubs, tax returns) to move from pre-approval to a final mortgage commitment. and handle negotiations.
: Hire a real estate agent to represent your interests, find listings, and handle negotiations.