Can I Buy Catastrophic Insurance Guide

They feature very high annual deductibles ($9,200 for individuals in 2025), meaning you pay most costs until that amount is met.

Despite high costs, they cover certain preventive services and at least three primary care visits annually before the deductible is reached. can i buy catastrophic insurance

To enroll, you must be under 30 years old, or, if 30 or older, qualify for a hardship or affordability exemption (e.g., in cases of homelessness, bankruptcy, or when coverage is deemed unaffordable). How Catastrophic Plans Work They feature very high annual deductibles ($9,200 for

You cannot use premium tax credits to lower the costs of these plans. Comparison and Enrollment 200 for individuals in 2025)

After the deductible is met, the plan covers 100% of covered in-network costs.