Buying A Second Primary Residence Apr 2026

If you rent it <14 days/year, income is tax-free.

They know specific market risks (e.g., flood zones). Managing Two Homes Security: Install smart cameras and remote-access locks.

Use a lender familiar with "second home" loans.

Is it for retirement, weekends, or family?

Prove you can cover both mortgages for 6 months. Mortgage Classifications