Lenders taking a risk on a borrower without a credit score will want to see extra "cushion" in other areas of your application:
Extensive documentation of your savings, investments, and cash reserves can reassure lenders of your ability to handle emergencies. buying a home without credit
A parent or relative with excellent credit can co-sign your mortgage, promising to cover payments if you cannot, which significantly lowers the lender's risk. Lenders taking a risk on a borrower without
Consistent, on-time rent payments are often the most weighted factor. buying a home without credit
While they typically require a score, FHA guidelines often allow for manual underwriting for borrowers with no credit history if they meet other stringent criteria.