: If you experience a "qualifying life event"—such as getting married, having a baby, losing existing coverage, or moving—you generally have 60 days to enroll in a new plan. Choosing a Plan Type

Health Care Coverage Options for College Students | HealthCare.gov

: You can buy directly from companies like Blue Cross Blue Shield , Anthem , Cigna , or Aetna . These "off-exchange" plans are ideal if you do not qualify for financial aid and want a wider range of provider networks.

Buying medical insurance involves choosing between government-run marketplaces or private insurers, often depending on whether you have access to an employer-sponsored plan. Where to Buy Medical Insurance

Most plans fall into these categories, which determine how you receive care and what you pay:

: Visit HealthCare.gov to find plans under the Affordable Care Act (ACA). Depending on your income, you may qualify for premium tax credits or subsidies.



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