Based on recent market listings in Florida, BHPH terms for used RVs often look like this:

If you cannot find a BHPH dealer, consider these Florida-based alternatives: BUY HERE PAY HERE RV's | Pinellas Park FL - Facebook

: Terms are typically shorter than bank loans, often 35 to 36 months .

Finding a RV dealer in Florida is less common than for cars, but several dedicated outlets and sub-prime specialists offer this in-house financing option. This model typically bypasses traditional banks, allowing you to finance directly through the dealership, often with no credit check required. Buy Here Pay Here RV Dealers in Florida

While not a traditional "Buy Here Pay Here" lot, they explicitly mention working with and provide flexible in-house credit application services for those with lower credit scores. ClosedFort Myers, FL

Offers a variety of travel trailers and fifth wheels with set down payments (ranging from $3,000 to $6,000) and fixed monthly payments over 35–36 months. ClosedPinellas Park, FL

Specializes in "Rent to Own" and "Buy Here Pay Here" options with no credit checks. Typical listings include travel trailers with monthly payments around $500–$600. Campbell RV ClosedSarasota, FL

The following locations specifically advertise in-house or BHPH-style financing for recreational vehicles: BUY HERE PAY HERE RV’s (Pinellas Park)