Buy Here - Pay Here Payment Center

A BHPH payment center's success is measured by rather than just sales volume. High-performing centers typically maintain a payment yield (actual cash collected vs. scheduled) of 85% or higher. Core Industry Benchmarks (2024–2026)

60+ day delinquency reached a high of 6.65% at the end of 2025. buy here pay here payment center

Financing income typically accounts for 17% to 18% of total vehicle sales revenue. 📈 Essential Operational Reports A BHPH payment center's success is measured by

Summarizes cash, credit, ACH, and checks while highlighting NSFs (Non-Sufficient Funds) and chargebacks. 5. Promise-to-Pay (PTP) Kept Rate Purpose: Measures collector effectiveness. buy here pay here payment center

Roll Rates (the percentage of customers moving from one late bucket to the next). 2. Recency Report

The percentage of customers who made a "Promise to Pay" and actually followed through.