Buy Car Dealer -

Use the 20/3/8 rule : put 20% down , finance for no more than 3 years , and keep monthly payments under 8% of your gross income.

Get a loan offer from a credit union or bank before you go. This gives you leverage to ask the dealer to beat that interest rate and prevents them from manipulating loan terms. buy car dealer

Buying a car from a dealer can be an intimidating process, but you can secure a fair deal by doing your homework before stepping onto the lot. The key is to separate (research and test drives) from buying (negotiating and signing). 1. Pre-Visit Preparation Use the 20/3/8 rule : put 20% down