Many manufacturers are currently offering 0% APR to incentivize sales of 2025 and early 2026 models. : Often have the best incentives.
: 0% deals are almost exclusively offered through manufacturer-owned lenders like Ford Motor Credit , GM Financial , or Toyota Financial Services .
: You often must choose between 0% financing or a cash rebate (e.g., $3,000–$5,000). buy a car with zero interest
: 0% APR for 60 months with a potential stackable $1,000 bonus.
: 0% APR for 60 months, though often limited to specific trims like Big Horn or Laramie. Extreme Savings : Many manufacturers are currently offering 0% APR to
: 0% APR for 72 months plus a $3,000 bonus. SUVs & Trucks :
: These deals are reserved for "well-qualified" buyers, typically requiring a FICO score of 720 to 800+ . : You often must choose between 0% financing
: Try to agree on the "out-the-door" price before mentioning you want the 0% financing incentive.