Before visiting a dealership, you must establish a clear financial plan.
: Apply for a pre-approved loan from your bank or credit union. This gives you a baseline interest rate to compare against dealer offers and simplifies negotiations.
: Dealers often focus on monthly payments to hide the total cost. Negotiate the "out-the-door" price first.
: Go beyond a simple drive around the block. Test the car on highways, local streets, and hills to see how it handles different speeds.
: For used cars, use the VIN to check for past accidents or title issues.
How to Buy a Used Car: Our Experts Guide You From Budget to Bill of Sale