: If you return a device for replacement but it is locked with "Find My iPhone" or similar anti-theft software, you may be charged the full retail price of the replacement.

: For items like washers or refrigerators, former sales consultants suggest the plans are worthwhile because they include in-home repairs and multiple service calls without the "hassle" often found with third-party insurers.

: For laptops, tablets, and handheld consoles, the Geek Squad Protection Plan is often highly valued because it covers accidental damage from handling (ADH) , such as drops and liquid spills. Most standard manufacturer warranties explicitly exclude these.