The My Best Buy® Credit Cards are managed by Citibank and generally require (typically a score of 640+ ) for approval.

For customers who cannot qualify for a credit card, Best Buy partners with Progressive Leasing. This is not "financing" in the traditional sense, but a lease agreement.

: If you fail to pay the balance in full by the end of the promotional period, interest is charged retroactively from the original purchase date . For those with bad credit, this high interest rate can be financially damaging.

If your credit is "bad" (under 600), you will likely be denied the store card. Progressive Leasing is an accessible backup, but it is much more expensive. Experts from WalletHub suggest checking your score before applying to avoid an unnecessary hard pull on your credit report. How Does Best Buy Financing Work?

: While accessible, the total cost to own the item through a lease is significantly higher than the retail price.

Best Buy Financing Bad Credit Today

The My Best Buy® Credit Cards are managed by Citibank and generally require (typically a score of 640+ ) for approval.

For customers who cannot qualify for a credit card, Best Buy partners with Progressive Leasing. This is not "financing" in the traditional sense, but a lease agreement. best buy financing bad credit

: If you fail to pay the balance in full by the end of the promotional period, interest is charged retroactively from the original purchase date . For those with bad credit, this high interest rate can be financially damaging. The My Best Buy® Credit Cards are managed

If your credit is "bad" (under 600), you will likely be denied the store card. Progressive Leasing is an accessible backup, but it is much more expensive. Experts from WalletHub suggest checking your score before applying to avoid an unnecessary hard pull on your credit report. How Does Best Buy Financing Work? : If you fail to pay the balance

: While accessible, the total cost to own the item through a lease is significantly higher than the retail price.