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Home / best buy credit card hardship program

: You may receive a significantly lower APR for a fixed period, typically under 12 months.

: Call the customer service number on the back of your card or visit the Citi Debt Management page .

: These concessions are usually short-term fixes rather than permanent changes. How to Qualify

: The minimum payment amount may be adjusted to fit your current income.

: If requested, write a concise letter explaining why you can't pay and what amount you can realistically afford.

If you're struggling to make payments on your Best Buy credit card, Citi (the card issuer) offers a hardship program designed to provide short-term financial relief. What to Expect from the Program

: You will likely need to share a detailed breakdown of your monthly bills and essential spending. How to Apply

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Best Buy Credit Card Hardship Program Apr 2026

: You may receive a significantly lower APR for a fixed period, typically under 12 months.

: Call the customer service number on the back of your card or visit the Citi Debt Management page . best buy credit card hardship program

: These concessions are usually short-term fixes rather than permanent changes. How to Qualify : You may receive a significantly lower APR

: The minimum payment amount may be adjusted to fit your current income. How to Qualify : The minimum payment amount

: If requested, write a concise letter explaining why you can't pay and what amount you can realistically afford.

If you're struggling to make payments on your Best Buy credit card, Citi (the card issuer) offers a hardship program designed to provide short-term financial relief. What to Expect from the Program

: You will likely need to share a detailed breakdown of your monthly bills and essential spending. How to Apply