Bank - Agency

The model operates as a partnership between three key players:

: Provides the banking license, technology, and settlement infrastructure. agency bank

: Settling utility bills, taxes, or government fees. Financial Products : Applying for or repaying microloans. Primary Benefits The model operates as a partnership between three

: A local business owner (e.g., grocery store, fuel station) who acts as a "human ATM" or mini-branch using a POS terminal or mobile app. agency bank