1332 -

Many states (e.g., Alaska, Minnesota, Oregon ) use waivers to fund reinsurance, which compensates insurers for high-cost enrollees, successfully lowering premiums in the individual market.

A comparable number of residents must have coverage.

The plan must provide cost-sharing protections equal to or better than the ACA. Many states (e

Colorado implemented a "Colorado Option" designed to improve coverage availability. Implementation Process

This report focuses on the program, a critical component of the Patient Protection and Affordable Care Act (ACA) that enables states to customize their health insurance markets. Executive Summary: Section 1332 Waivers Colorado implemented a "Colorado Option" designed to improve

States utilize 1332 waivers to address specific local market challenges:

The proposal cannot increase the federal deficit. Key Strategic Uses & Examples Key Strategic Uses & Examples Coverage must be

Coverage must be as robust as ACA marketplace plans.